Car Insurance is a type of general insurance policy that provides comprehensive financial protection for vehicles such as cars, two-wheelers, and commercial vehicles against a wide range of risks and uncertainties. Whether it’s a minor accident, major collision, theft, fire, or damage caused by natural disasters like floods, earthquakes, or storms—motor insurance ensures that vehicle owners don’t have to bear the financial burden alone. There are mainly two types of motor insurance: Third-Party Liability Insurance – Mandatory by law in India, it covers legal liabilities arising due to injury, death, or property damage to a third party. Comprehensive Insurance – Covers both third-party liabilities and damages to your own vehicle due to accidents, theft, fire, or natural calamities. Some policies also offer add-on covers like zero depreciation, engine protection, roadside assistance, and more to enhance protection. Motor insurance not only provides financial security but also ensures legal compliance, peace of mind, and hassle-free claim settlement in case of an unfortunate event. It is essential for all vehicle owners—be it private individuals or commercial operators—to protect their valuable assets and stay safe on the road.
Vehicle Registration Certificate (RC)
Valid RC copy jisme vehicle ke details ho (owner name, engine/chassis number, registration number, etc.).
Previous Insurance Policy (if applicable)
Agar renewal kar rahe ho, to purani insurance policy ka copy zaruri hota hai.
Owner's Identity Proof
Aadhaar Card, PAN Card, Voter ID, Passport, etc.
Owner's Address Proof
Electricity bill, Driving License, Aadhaar Card, Rent Agreement, etc.
Passport Size Photograph
Vehicle owner ki recent photograph (some insurers may ask).
Valid Driving License
Vehicle chalanewale vyakti ke naam par valid license hona chahiye.
PUC Certificate (Pollution Under Control)
Pollution norms ke anuroop vehicle ke emission level ka valid certificate.
Invoice/Bill of the Vehicle (for new vehicles)
New vehicle ke case mein original bill ya invoice required hoti hai for Insured Declared Value (IDV) calculation.
Road Tax Receipt (optional but useful)
Road tax payment ka proof, especially in case of commercial vehicles.
Form 29 & 30 / NOC (in case of vehicle ownership transfer)
